Medical Indemnity for doctors, by doctors.

Specialising in Medical Malpractice & Healthcare Liability Risks.

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  • Medical Professionals

    Whilst providing professional care within a healthcare setting is truly rewarding, it is also highly challenging with little to no margin for error, presenting risks that aren't always within your control.

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  • Corporates and Entities

    For larger corporations, and those operating internationally, we provide a range of alternative solutions when it comes to managing corporate risk. Where your strategy relies solely on the direct insurance model, you are always going to be limited by the terms and conditions that an insurer offers.

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  • Surgeons

    There is always a certain degree of risk for a patient in surgery. When this does not go according to plan, patients are often likely to complain or claim against the surgeon for what they believe to be a poor result, the standard of care, negligence or follow-up to their surgery.

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  • Distressed Risks & Cover Refused Elsewhere

    If you are unable to source medical indemnity coverage at an affordable premium, you are unable to work. If you have been declined medical indemnity or regarded as a ‘Distressed Doctor’ by your defence union – we want to help you get back on track.

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  • Individual Practitioners

    Whilst providing professional care within a healthcare setting is truly rewarding, it is also highly challenging with little to no margin for error, presenting risks that aren’t always within your control.

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Specialisms

As an independent Lloyd’s of London broker, we use our expert knowledge and relationships within the Lloyd’s and London markets to build robust UK and International medical malpractice policies that are structured around the key exposures of your clients.

Medical Indemnity insurance (also referred to as Medical Malpractice or Medical Negligence insurance) protects you against claims that arise out of allegations of professional negligence and breach of duty from the professional services, such as treatment and care that you have provided to patients.

Medical Indemnity insurance (also referred to as Medical Malpractice or Medical Negligence insurance) protects you against claims that arise out of allegations of professional negligence and breach of duty from the professional services, such as treatment and care that you have provided to patients.

No matter whether you are a dental nurse, medical lab technician, doctor or complimentary therapist, working in healthcare means you are exposed to a range of liability risks.

Insurance claims made in the medical sector – whether against equipment manufacturers or individual surgeons – can soon become extremely expensive to defend.

As a medical professional, having a claim or allegation made against you can be incredibly damaging and expensive. In an increasingly litigious world, it’s not uncommon to find even the most meticulously professional facing a claim.

Medico-Legal report writing is a popular method of supplementing incomes for medical professions in their private work. It could be that you work with an insurance company, claims management companies, or assess travel claims to life insurance medical assessments.

Medical income protection provides a monthly, tax free sum if you are unable to work due to illness or injury. It can be arranged for an individual or for your whole organisation.

Advisory Board

Medicas will provide you with a one-stop shop for advice with insurance, legal and medicolegal queries. For this purpose, we’ve created an advisory board of carefully chosen, vetted, and industry-leading legal and medical professionals to serve two vital functions to our members.

Firstly, to provide expert advice and opinions within their respective fields of medicine and law. Secondly, to assist and advise on the structuring of policies, schemes, and facilities that Medicas produce for distribution.

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What our clients say about us

  • Edwin was very helpful providing information regarding a niche area of indemnity insurance - he spoke with integrity and true care - a refreshing change from the usual approach to clients from the insurance sector.

    Fiona Williams
    Consultant Radiologist

  • After going through a nightmare obtaining medical insurance with medical conditions on my GMC,I finally managed to reach Medicas (after consulting 14 private medical insurance brokers). I felt reassured from the word "go" to be dealing with a broker who actually knows ins and outs of private medical indemnity insurance and the finer nuances. When I met the Medical Director at Servca, what impressed me the most was that he directly liaised with the Medical Directors of the NHS Trust and Private Practice on my behalf , cleared up all the objections and got me a bespoke policy within a month, also covering my Out of Hours work.

    I now have been practising in primary care for 6 months with no problems at all and every time I have a question, it is handled on the same day!

    If you are seeking private medical indemnity policy-Look no further...

    Dr N Mittal
    Medical Consultant

  • Ed’s background in medicine really gives him extra. Insight into the challenges clients face. He is extremely responsive and a superb communicator - great to work with.

    Sarah Woodwark
    Partner - Healthcare Team

  • Edwin has been brilliant organising medical indemnity. He has a great understanding of the insurance market and risks/benefits of different approaches. Super proactive, and always available to answer questions, Edwin provides an amazing bespoke service.

    Niall Aye Maung - Vala
    Co-founder

  • Edwin is a pleasure to work with. He is extremely thorough, knowledgeable and responsive. Nothing is too much trouble for him. It is a priority for me that we do business with people who align with our values. Edwin does. I wouldn't hesitate to recommend him.

    Smaira - Psychiatry UK LLP
    Group Chief Assurance Officer

  • I can highly recommend Dr Edwin as a specialist medical malpractice insurance advisor and broker. He is always there for me and willing to help me with anything insurance related. He has helped me arrange a bespoke policy that covers all my needs and requirements.

    Abel Mounir - First Trust Hospital - Preston
    Plastic Surgeon

  • Edwin gave us very professional advice for us during the quotation process for telemedicine insurance coverage for Hong Kong doctors. He was very thoughtful and highlighted various important issues for us to consider. He was timely, articulate and very quick in understanding our needs. He delivers. Thank you, Edwin!

    Felix Lee - UMP Healthcare China
    CEO

  • Dr Edwin Rajadurai ... has gained good knowledge and experience in the industry of Medico-legal cover for practising doctors where I find his approach quite understanding to the needs of medical professionals. He advised me on certain matters where I felt satisfied and thus recommend his advice on medico-legal insurance-related guidance.

    Dr Suhail Chughtai
    Orthopaedic Surgeon

  • I would highly recommend Dr Rajadurai. He is always professional, and understanding, has a great ability to understand your clients needs and concerns. I will.more than happy to recommend Dr Rajadurai

    Alex Reynolds - The Cleveland Clinic London
    Lead Physician Associate

  • One of the most helpful and responsive services .. Edwin being a medical graduate himself understands difficulties we doctors go through

    Sethu Wariyar - Child Development Clinic Limited
    Consultant - Childhood Disability & Rehabilitation

  • Edwin and his team are absolute experts in their field. From the moment we made contact the process was seamless and stress-free. The advice was second to none and in this area of insurance, I don’t think you can find a better partner. Extremely responsive and truly personalised bespoke service. If you are looking for indemnity insurance for your practice I would entrust Edwin to get you the right solution for you. I cannot thank the team enough!

    Dr. Qaiser Malik
    Clinical Director of Radiology

Explore our resources & guides

We’ve boiled down our expertise into guides and articles to help you get to grips with everything to do with healthcare insurance, risk management and professional indemnity.

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